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	<title>Denver Real Estate: Denver Colorado Homes for Sale</title>
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	<link>http://www.christinenicholson.com</link>
	<description>Christine Nicholson and Kentwood City Properties are the best real estate team in Denver. We bring you the best information available about investing in the Denver real estate market.</description>
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		<title>6502 South Ouray Way, Aurora</title>
		<link>http://www.christinenicholson.com/featured-listings/6502-south-ouray-way-aurora/</link>
		<comments>http://www.christinenicholson.com/featured-listings/6502-south-ouray-way-aurora/#comments</comments>
		<pubDate>Tue, 21 Feb 2012 02:04:46 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[featured listings]]></category>

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		<title>1111 Kearney Street, Denver</title>
		<link>http://www.christinenicholson.com/featured-listings/1111-kearney-street-denver/</link>
		<comments>http://www.christinenicholson.com/featured-listings/1111-kearney-street-denver/#comments</comments>
		<pubDate>Mon, 20 Feb 2012 19:36:03 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<title>For Sale: 1020 15th Street #9C, Denver</title>
		<link>http://www.christinenicholson.com/featured-listings/1020-15th-street-9c-denver-80202/</link>
		<comments>http://www.christinenicholson.com/featured-listings/1020-15th-street-9c-denver-80202/#comments</comments>
		<pubDate>Thu, 19 Jan 2012 23:36:56 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[featured listings]]></category>

		<guid isPermaLink="false">http://www.christinenicholson.com/?p=1198</guid>
		<description><![CDATA[<img style="margin-right: 7px; border: 1px solid #4c4c4c;" title="Denver Real Estate: 1020 15th Street 9C, Denver 80202" src="http://www.christinenicholson.com/wp-content/uploads/2012/01/thumb.jpg" alt="Denver Real Estate: 1020 15th Street 9C, Denver 80202" width="180" height="120" align="left" />Incredible price for this updated roomy 2 bedroom/2 bath Brooks Towers Condo in Downtown Denver.]]></description>
			<content:encoded><![CDATA[<p><img style="margin-right: 7px; border: 1px solid #4c4c4c;" title="Denver Real Estate: 1020 15th Street 9C, Denver 80202" src="http://www.christinenicholson.com/wp-content/uploads/2012/01/thumb.jpg" alt="Denver Real Estate: 1020 15th Street 9C, Denver 80202" width="180" height="120" align="left" /><span class="intro-text">Incredible price for this updated roomy 2 bedroom/2 bath Brooks Towers Condo.</span></strong></p>
<p>New paint and carpet, marble entry hall, large living space and a tiled deck with sweeping views of the Front Range. New master bath with granite, tile and glass bowl sink.</p>
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<h2 class="posttitle" style="font-weight:normal;padding-left:10px;">Map to Property</h2>
<p><iframe width="490" height="200" frameborder="0" scrolling="no" marginheight="0" marginwidth="0" src="http://maps.google.com/maps?f=q&amp;source=s_q&amp;hl=en&amp;geocode=&amp;q=1020+15th+Street+Denver,+CO&amp;aq=&amp;sll=37.0625,-95.677068&amp;sspn=56.112526,113.818359&amp;vpsrc=0&amp;ie=UTF8&amp;hq=&amp;hnear=1020+15th+St,+Denver,+Colorado+80202&amp;t=m&amp;ll=39.746596,-104.996595&amp;spn=0.013199,0.041971&amp;z=14&amp;iwloc=A&amp;output=embed"></iframe><br /><small><a href="http://maps.google.com/maps?f=q&amp;source=embed&amp;hl=en&amp;geocode=&amp;q=1020+15th+Street+Denver,+CO&amp;aq=&amp;sll=37.0625,-95.677068&amp;sspn=56.112526,113.818359&amp;vpsrc=0&amp;ie=UTF8&amp;hq=&amp;hnear=1020+15th+St,+Denver,+Colorado+80202&amp;t=m&amp;ll=39.746596,-104.996595&amp;spn=0.013199,0.041971&amp;z=14&amp;iwloc=A" style="color:#0000FF;text-align:left">View Larger Map</a></small><br />
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<h2 class="posttitle" style="font-weight:normal;padding-left:10px;">Gallery</h2>

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		<title>6391 South Malaya Street, $624,000</title>
		<link>http://www.christinenicholson.com/featured-listings/6391-south-malaya-street-80016/</link>
		<comments>http://www.christinenicholson.com/featured-listings/6391-south-malaya-street-80016/#comments</comments>
		<pubDate>Sat, 22 Oct 2011 17:50:17 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[featured listings]]></category>

		<guid isPermaLink="false">http://www.christinenicholson.com/?p=1141</guid>
		<description><![CDATA[<img style="margin-right: 7px; border: 1px solid #4c4c4c;" title="Denver Real Estate: 6391 South Malaya Street Centennial 80016" src="http://www.christinenicholson.com/wp-content/uploads/2011/10/1-300x200.jpg" alt="Denver Real Estate: 6391 South Malaya Street Centennial 80016" width="180" height="120" align="left" />Great 5 bed/4 ba home with stellar front range views. Tons of space and storage. Remodeled kitchen and spa-like master suite retreat. Over 6000 finished square feet.]]></description>
			<content:encoded><![CDATA[<p><strong><img style="margin-right: 7px; border: 1px solid #4c4c4c;" title="Denver Real Estate: 6391 South Malaya Street, Centennial 80016" src="http://www.christinenicholson.com/wp-content/uploads/2011/10/1-300x200.jpg" alt="Denver Real Estate: 6391 South Malaya Street, Centennial 80016" width="180" height="120" align="left" /><span class="intro-text">This exceptional semi-custom home on over an acre boasts a stunningly remodeled kitchen with great room. Walls of windows showcase sweeping mountain and city views. Wood floors, professional landscaping, 5 beds/4 baths, finished walkout lower level, Cherry Creek Schools, A+ home!</span></strong><br />
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<h2 class="posttitle" style="font-weight:normal;padding-left:10px;">Map to Property</h2>
<p><iframe width="490" height="200" frameborder="0" scrolling="no" marginheight="0" marginwidth="0" src="http://maps.google.com/maps?f=q&amp;source=s_q&amp;hl=en&amp;geocode=&amp;q=6391+South+Malaya+Street,+Centennial,+CO&amp;aq=0&amp;sll=37.0625,-95.677068&amp;sspn=43.799322,92.724609&amp;vpsrc=6&amp;ie=UTF8&amp;hq=&amp;hnear=6391+S+Malaya+St,+Centennial,+Colorado+80016&amp;ll=39.600683,-104.744103&amp;spn=0.083592,0.181103&amp;t=m&amp;z=13&amp;output=embed"></iframe><br /><small><a href="http://maps.google.com/maps?f=q&amp;source=embed&amp;hl=en&amp;geocode=&amp;q=6391+South+Malaya+Street,+Centennial,+CO&amp;aq=0&amp;sll=37.0625,-95.677068&amp;sspn=43.799322,92.724609&amp;vpsrc=6&amp;ie=UTF8&amp;hq=&amp;hnear=6391+S+Malaya+St,+Centennial,+Colorado+80016&amp;ll=39.600683,-104.744103&amp;spn=0.083592,0.181103&amp;t=m&amp;z=13" style="color:#0000FF;text-align:left">View Larger Map</a></small><br />
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<h2 class="posttitle" style="font-weight:normal;padding-left:10px;">Gallery</h2>
<p><img title="gallery columns=&quot;5&quot;" src="http://www.christinenicholson.com/wp-includes/js/tinymce/plugins/wpgallery/img/t.gif" alt="" /><br />

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		<item>
		<title>6391 S Malaya Street Open Houses</title>
		<link>http://www.christinenicholson.com/open-houses/6391-south-malaya-street-open-houses/</link>
		<comments>http://www.christinenicholson.com/open-houses/6391-south-malaya-street-open-houses/#comments</comments>
		<pubDate>Sat, 22 Oct 2011 17:16:15 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Open Houses]]></category>

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		<description><![CDATA[Saturday, February 18, 1:00-4:00 PM]]></description>
			<content:encoded><![CDATA[<p><img src="http://www.christinenicholson.com/wp-content/uploads/2010/08/green-bullet.jpg" alt="" /><br />
Saturday, February 18, 1:00-4:00 PM</p>
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		<title>We Need More Homes on the Market in Denver</title>
		<link>http://www.christinenicholson.com/blog/we-need-more-homes-on-the-market-in-denver/</link>
		<comments>http://www.christinenicholson.com/blog/we-need-more-homes-on-the-market-in-denver/#comments</comments>
		<pubDate>Thu, 07 Jul 2011 18:48:43 +0000</pubDate>
		<dc:creator>christine</dc:creator>
				<category><![CDATA[blog]]></category>

		<guid isPermaLink="false">http://www.christinenicholson.com/?p=1066</guid>
		<description><![CDATA[Believe it or not, more homes are needed in the market in the Denver metro area.]]></description>
			<content:encoded><![CDATA[<p>Believe it or not, more homes are needed in the market in the Denver metro area. A common theme over the past three weeks at our company sales meeting has been brokers asking for new inventory on behalf of their buying clients. You wouldn&#8217;t know it by listening to the news, but Denver was not hit like other cities with a flood of inventory. Now is an excellent time to put your home on the market if you have been considering it. There are buyers out there ready and waiting, many on deadlines, that would love to buy your home. If you are thinking about selling please give me a call and I can help you evaluate your alternatives.</p>
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		<title>Sold: 7848 E Severn Drive, Denver</title>
		<link>http://www.christinenicholson.com/sold-listings/7848-east-severn-drive-denver-80230/</link>
		<comments>http://www.christinenicholson.com/sold-listings/7848-east-severn-drive-denver-80230/#comments</comments>
		<pubDate>Sat, 26 Mar 2011 23:28:16 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[sold listings]]></category>

		<guid isPermaLink="false">http://www.christinenicholson.com/?p=1037</guid>
		<description><![CDATA[<img style="margin-right: 7px; border: 1px solid #4c4c4c;" title="Denver Real Estate: 7848 East Severn Drive, Denver 80230" src="http://www.christinenicholson.com/wp-content/uploads/2011/03/1.jpg" alt="Denver Real Estate: 7848 East Severn Drive, Denver 80230" width="180" height="120" align="left" />Beautiful Frank Lloyd Wright inspired home on Lowry's popular Crescent Park. Open and spacious floorplan lends itself well to entertaining and everyday living. Move in and enjoy the summer from your new oasis.]]></description>
			<content:encoded><![CDATA[<p><strong>
<p><strong><img style="margin-right: 7px; border: 1px solid #4c4c4c;" title="Denver Real Estate: 7848 East Severn Drive, Denver 80230" src="http://www.christinenicholson.com/wp-content/uploads/2011/03/1.jpg" alt="Denver Real Estate: 7848 East Severn Drive, Denver 80230" width="180" height="120" align="left" /><span class="intro-text">Beautiful Frank Lloyd Wright inspired home on Lowry&#8217;s popular Crescent Park. Open and spacious floorplan lends itself well to entertaining and everyday living. The large front porch invites you to sit a while and is truly an outdoor room.</span></strong></p>
<p>Exceptional modern interior design and finishes. The main floor boasts an open great room with kitchen island, eating area, family room space, an office, dining room and flex space, as well as a fantastic laundry/mud room area. No more gear, books, bags and jackets all over the floor! Upstairs you will find four bedrooms &#8211; three generous bedrooms with baths and a stellar master suite. Stacked stone finishes and hand-troweled walls throughout the home accentuate the clean modern design aesthetic. This home is completely turn-key. Move in and enjoy the summer from your new oasis. The Lowry neighborhood is full of bike paths, parks, a recreation center with a pool, an indoor ice arena, and of course the exceptional Lowry Town Center. Minutes from Downtown, University Health Center, I70 and Cherry Creek North. Showings start March 30.</p>
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<h2 class="posttitle" style="font-weight:normal;padding-left:10px;">Map to Property</h2>
<p> <iframe width="490" height="200" frameborder="0" scrolling="no" marginheight="0" marginwidth="0" src="http://maps.google.com/maps?f=q&amp;source=s_q&amp;hl=en&amp;geocode=&amp;q=7848+E+Severn+Drive+Denver,+CO&amp;aq=&amp;sll=37.160317,-95.712891&amp;sspn=41.647102,92.724609&amp;ie=UTF8&amp;hq=&amp;hnear=7848+E+Severn+Dr,+Denver,+Colorado+80230&amp;z=14&amp;ll=39.728546,-104.897119&amp;output=embed"></iframe><br /><small><a href="http://maps.google.com/maps?f=q&amp;source=embed&amp;hl=en&amp;geocode=&amp;q=7848+E+Severn+Drive+Denver,+CO&amp;aq=&amp;sll=37.160317,-95.712891&amp;sspn=41.647102,92.724609&amp;ie=UTF8&amp;hq=&amp;hnear=7848+E+Severn+Dr,+Denver,+Colorado+80230&amp;z=14&amp;ll=39.728546,-104.897119" style="color:#0000FF;text-align:left">View Larger Map</a></small><br />
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<h2 class="posttitle" style="font-weight:normal;padding-left:10px;">Gallery</h2>

<a href='http://www.christinenicholson.com/sold-listings/7848-east-severn-drive-denver-80230/attachment/1-4/' title='1'><img width="90" height="90" src="http://www.christinenicholson.com/wp-content/uploads/2011/03/1-90x90.jpg" class="attachment-thumbnail" alt="1" title="1" /></a>
<a href='http://www.christinenicholson.com/sold-listings/7848-east-severn-drive-denver-80230/attachment/2-4/' title='2'><img width="90" height="90" src="http://www.christinenicholson.com/wp-content/uploads/2011/03/2-90x90.jpg" class="attachment-thumbnail" alt="2" title="2" /></a>
<a href='http://www.christinenicholson.com/sold-listings/7848-east-severn-drive-denver-80230/attachment/3-4/' title='3'><img width="90" height="90" src="http://www.christinenicholson.com/wp-content/uploads/2011/03/3-90x90.jpg" class="attachment-thumbnail" alt="3" title="3" /></a>
<a href='http://www.christinenicholson.com/sold-listings/7848-east-severn-drive-denver-80230/attachment/4-4/' title='4'><img width="90" height="90" src="http://www.christinenicholson.com/wp-content/uploads/2011/03/4-90x90.jpg" class="attachment-thumbnail" alt="4" title="4" /></a>
<a href='http://www.christinenicholson.com/sold-listings/7848-east-severn-drive-denver-80230/attachment/5-4/' title='5'><img width="90" height="90" src="http://www.christinenicholson.com/wp-content/uploads/2011/03/5-90x90.jpg" class="attachment-thumbnail" alt="5" title="5" /></a>
<a href='http://www.christinenicholson.com/sold-listings/7848-east-severn-drive-denver-80230/attachment/6-4/' title='6'><img width="90" height="90" src="http://www.christinenicholson.com/wp-content/uploads/2011/03/6-90x90.jpg" class="attachment-thumbnail" alt="6" title="6" /></a>
<a href='http://www.christinenicholson.com/sold-listings/7848-east-severn-drive-denver-80230/attachment/7-4/' title='7'><img width="90" height="90" src="http://www.christinenicholson.com/wp-content/uploads/2011/03/7-90x90.jpg" class="attachment-thumbnail" alt="7" title="7" /></a>
<a href='http://www.christinenicholson.com/sold-listings/7848-east-severn-drive-denver-80230/attachment/8-4/' title='8'><img width="90" height="90" src="http://www.christinenicholson.com/wp-content/uploads/2011/03/8-90x90.jpg" class="attachment-thumbnail" alt="8" title="8" /></a>
<a href='http://www.christinenicholson.com/sold-listings/7848-east-severn-drive-denver-80230/attachment/9-4/' title='9'><img width="90" height="90" src="http://www.christinenicholson.com/wp-content/uploads/2011/03/9-90x90.jpg" class="attachment-thumbnail" alt="9" title="9" /></a>
<a href='http://www.christinenicholson.com/sold-listings/7848-east-severn-drive-denver-80230/attachment/10-4/' title='10'><img width="90" height="90" src="http://www.christinenicholson.com/wp-content/uploads/2011/03/10-90x90.jpg" class="attachment-thumbnail" alt="10" title="10" /></a>
<a href='http://www.christinenicholson.com/sold-listings/7848-east-severn-drive-denver-80230/attachment/11-3/' title='11'><img width="90" height="90" src="http://www.christinenicholson.com/wp-content/uploads/2011/03/11-90x90.jpg" class="attachment-thumbnail" alt="11" title="11" /></a>
<a href='http://www.christinenicholson.com/sold-listings/7848-east-severn-drive-denver-80230/attachment/12-3/' title='12'><img width="90" height="90" src="http://www.christinenicholson.com/wp-content/uploads/2011/03/12-90x90.jpg" class="attachment-thumbnail" alt="12" title="12" /></a>
<a href='http://www.christinenicholson.com/sold-listings/7848-east-severn-drive-denver-80230/attachment/13-3/' title='13'><img width="90" height="90" src="http://www.christinenicholson.com/wp-content/uploads/2011/03/13-90x90.jpg" class="attachment-thumbnail" alt="13" title="13" /></a>
<a href='http://www.christinenicholson.com/sold-listings/7848-east-severn-drive-denver-80230/attachment/14-3/' title='14'><img width="90" height="90" src="http://www.christinenicholson.com/wp-content/uploads/2011/03/14-90x90.jpg" class="attachment-thumbnail" alt="14" title="14" /></a>
<a href='http://www.christinenicholson.com/sold-listings/7848-east-severn-drive-denver-80230/attachment/15-3/' title='15'><img width="90" height="90" src="http://www.christinenicholson.com/wp-content/uploads/2011/03/15-90x90.jpg" class="attachment-thumbnail" alt="15" title="15" /></a>

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		<title>Time for Some Spring Cleaning</title>
		<link>http://www.christinenicholson.com/blog/time-for-some-spring-cleaning/</link>
		<comments>http://www.christinenicholson.com/blog/time-for-some-spring-cleaning/#comments</comments>
		<pubDate>Fri, 11 Mar 2011 17:36:08 +0000</pubDate>
		<dc:creator>christine</dc:creator>
				<category><![CDATA[blog]]></category>
		<category><![CDATA[environment]]></category>
		<category><![CDATA[green]]></category>
		<category><![CDATA[green cleaning]]></category>
		<category><![CDATA[listing]]></category>
		<category><![CDATA[selling]]></category>

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		<description><![CDATA[Make spring cleaning less of a chore by following these smarter--and mostly greener--tips for this annual rite of homeownership.]]></description>
			<content:encoded><![CDATA[<p>Make spring cleaning less of a chore by following these smarter&#8211;and mostly greener&#8211;tips for this annual rite of homeownership.</p>
<p>Spring cleaning is a time-honored tradition. After a long winter, you throw open the windows, let in fresh air, and scrub down the house. But modern spring cleaning presents challenges your grandmother never imagined. Today&#8217;s homes are bigger, and the choice of cleaning supplies seemingly endless.</p>
<p>While you&#8217;ll need to devote a day or two to this annual maintenance project, make it less of a chore by picking the right tools and methods. And by taking an environmentally friendly approach, you can also protect the well being of your family. Give this space-by-space cleaning guide a whirl this spring-or during any season, for that matter, when grime and clutter become unbearable.</p>
<p><strong>Bathrooms</strong><br />
When it&#8217;s time to get down and dirty, many people start with the bathroom (http://www.houselogic.com/articles/green-cleaning-products-for-the-bathroom/). Allen Rathey, founder of The Housekeeping Channel (http://www.housekeepingchannel.com/), says removing mineral deposits, rust, and such from toilets doesn&#8217;t have to mean chemical warfare. Don rubber gloves and use a pumice stone to erase stubborn stains. If you want more scouring power, Rathey recommends mixing baking soda with acidic vinegar. The concoction is just as effective as conventional cleaners, and there are no toxic fumes to inhale. This approach works equally well on tub and shower stains.  Buy your supplies in bulk to save. A 64-ounce bottle of vinegar costs about $4; a 12-pound bag of baking soda, about $7. Both items can be used throughout the house. For just $1 you can mix equal parts vinegar and water in a 32-ounce spray bottle to make a terrific all-purpose surface cleaner. That&#8217;s about $4 cheaper than buying a spray cleaner at the store.  Spring cleaning is the perfect time to extract dirt from porous grouted surfaces. For tile floors use your usual cleaner, but don&#8217;t mop. Instead, run a wet/dry vac, which will suck contaminants out of the grout. Mopping drives the grime into the grout rather than removing it. According to Rathey, grout can harbor stinky bacteria that leave a bad odor in the bathroom. This technique is more time-consuming than mopping, but it&#8217;s worthwhile to do at least once a year.</p>
<p><strong>Kitchens</strong><br />
The kitchen (http://www.houselogic.com/articles/green-cleaning-products-for-the-kitchen/) can be a tough room to clean because there&#8217;s usually so much stuff in it, says Justin Klosky, founder and creative director of The OCD Experience (http://www.ocdexperience.com), an organizational service. Before you break out the broom, go through your cabinets and drawers, and put together a box of items to donate and a box of items to store somewhere besides the kitchen. Clear your countertops of everything except items you use nearly every day.  After you&#8217;ve de-cluttered, you can get to work cleaning. Cloud Conrad, vice president of marketing for cleaning company Maid Brigade (http://www.maidbrigade.com), says one tool you shouldn&#8217;t overlook is an all-purpose microfiber cloth (about $5). These aren&#8217;t run-of-the-mill dusting rags. Microfiber is a densely woven synthetic fabric that picks up dirt and greasy deposits without chemicals thanks to its unique composition. You should be able to clean surfaces like countertops, sinks, and stoves with warm water, a microfiber cloth, and a bit of elbow grease, Conrad says.  Since you prepare your food in the kitchen, consider using green commercial products for surfaces, or make your own vinegar/water spray. Conventional cleaners may remove dirt, but they can also harbor some nasty substances you don&#8217;t want in your PB&#038;J. Microfiber, vinegar, and baking soda will clean and disinfect almost every kitchen surface at a fraction of the price. Don&#8217;t neglect once-a-year chores like vacuuming refrigerator coils (unplug your fridge first), and tossing out expired food from the back of the pantry.</p>
<p><strong>Bedrooms</strong><br />
Since bedrooms are such individual spaces, there&#8217;s a lot of diversity in what needs to happen. Most homeowners should at least rotate and flip innerspring mattresses, and store out-of-season sheets and clothing. Also go through your closet, and donate or Freecycle (http://www.freecycle.com) items you haven&#8217;t worn in the last 12 months. For carpets and mattresses, consider using a professional cleaning service. Figure a typical mattress will cost about $70-$90 to clean, a bargain considering how much time you spend in bed.  Even if you&#8217;re getting your carpet professionally cleaned, you still need to break out the vacuum, says Leslie Reichert, owner of The Cleaning Coach (http://thecleaningcoach.us/). Use the hose attachment to get to the hidden particles along baseboards, under your bed, and in your curtains, favorite environments of dust mites. If you have a large-capacity dryer, throw curtains in on high heat for good measure to kill the little pests.</p>
<p><strong>Living area</strong><br />
Another surface you should consider getting professionally cleaned is living room upholstery. It can be tricky to know exactly how to deep-clean different types of fabrics, says Rathey, especially if there are stains you can&#8217;t quite identify. Costs vary widely depending on the size of the furniture piece and the quality and state of its covering, but a typical sofa might run $70-$90.</p>
<p>Microfiber cloths are great to use in the living area as well. Make sure you have cloths for each area of the house, though, so you&#8217;re not cross-contaminating bathroom, kitchen, and living areas. Use a damp microfiber cloth to wipe down windows, wood, mirrors, the tops of bookshelves, ceiling fan blades, and even the plastic housing of electronics for a quick, chemical-free clean.</p>
<p>Alyson McNutt English has written about keeping a house healthy and clean for publications like Pregnancy, Conceive, and BobVila.com. A big believer in baking soda, vinegar, and microfiber, she likes to do her &#8220;spring cleaning&#8221; in the fall.</p>
<p>Article From HouseLogic.com <br />
By: Alyson McNutt English Published: September 30, 2009 </p>
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		<title>If Your Goal is to Buy Low, Now is the Time!</title>
		<link>http://www.christinenicholson.com/blog/if-your-goal-is-to-buy-low-now-is-the-time/</link>
		<comments>http://www.christinenicholson.com/blog/if-your-goal-is-to-buy-low-now-is-the-time/#comments</comments>
		<pubDate>Tue, 01 Mar 2011 15:40:55 +0000</pubDate>
		<dc:creator>christine</dc:creator>
				<category><![CDATA[blog]]></category>
		<category><![CDATA[buying]]></category>
		<category><![CDATA[denver county properties]]></category>
		<category><![CDATA[downtown denver homes]]></category>
		<category><![CDATA[home sales]]></category>
		<category><![CDATA[homes for sale in golden]]></category>
		<category><![CDATA[homes in potter highlands]]></category>
		<category><![CDATA[lodo homes]]></category>
		<category><![CDATA[owning real estate]]></category>
		<category><![CDATA[payments]]></category>
		<category><![CDATA[price]]></category>

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		<description><![CDATA[There is a very famous saying which asserts “Sell High, Buy Low”. It is obviously great advice no matter what the investment.]]></description>
			<content:encoded><![CDATA[<p>There is a very famous saying which asserts “Sell High, Buy Low”. It is obviously great advice no matter what the investment. Below is a graph showing the cycle of investments. It shows the points of maximum risk and maximum opportunity when purchasing. We want to sell high (point of maximum risk) and buy low (point of maximum opportunity).</p>
<p>The challenge is how to determine when we have hit bottom if you are a purchaser. The only time you can guarantee a bottom is after you pass it.<br />
<a href="http://www.christinenicholson.com/blog/if-your-goal-is-to-buy-low-now-is-the-time/attachment/screen-shot-2011-03-01-at-8-37-59-am/" rel="attachment wp-att-1013"><img src="http://www.christinenicholson.com/wp-content/uploads/2011/03/Screen-shot-2011-03-01-at-8.37.59-AM-300x207.png" alt="" title="Screen shot 2011-03-01 at 8.37.59 AM" width="300" height="207" class="aligncenter size-medium wp-image-1013" /></a></p>
<p>However, there is more and more evidence that the COST of a home has in fact hit bottom. Notice we have used the word COST. Unless you are an all cash buyer, you must take into consideration the expense of financing a property to determine the true cost of purchasing the home. Interest rates have increased over the last quarter; and the rise in rates has counteracted any fall in prices.</p>
<p>Let’s look at an example:</p>
<p>Let’s say you were going to take out a $200,000 30-year-fixed-rate mortgage in November of 2010. At that time, interest rates were 4.17% (as per Freddie Mac). Your principle and interest payment would have come to $974.54. According to the most recent report from Case Shiller house prices fell 3.9% in the 4th quarter of 2010. The most recent report from the Federal Housing Finance Agency shows a 0.8% fall in prices. Let’s use the larger percentage decrease: 3.9%.</p>
<p>For the sake of keeping the math simple, we will now say you can get the same house with a $192,000 mortgage (4% discount from November price). Interest rates are now 4.95% (as per Freddie Mac).</p>
<p>Your principle and interest payment would now be $1,067.54.</p>
<p>By waiting to pay less for the PRICE of the house, the COST increased $93 a month. That adds up to $1,116 a year and over $33,000 over the life of the loan.</p>
<p>We realize that there are other things to consider (ex. the mortgage tax deduction, etc.). This example is just a simple way to show that there is a difference between COST and PRICE.</p>
<p>Bottom Line</p>
<p>If you want to buy low, buy now. It appears COST has hit its lowest point.</p>
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		<title>Using Comparable Sales to Price Your Home</title>
		<link>http://www.christinenicholson.com/blog/how-to-use-comparable-sales-to-price-your-home-correctly/</link>
		<comments>http://www.christinenicholson.com/blog/how-to-use-comparable-sales-to-price-your-home-correctly/#comments</comments>
		<pubDate>Thu, 24 Feb 2011 16:08:23 +0000</pubDate>
		<dc:creator>christine</dc:creator>
				<category><![CDATA[blog]]></category>
		<category><![CDATA[selling]]></category>
		<category><![CDATA[assessed value]]></category>
		<category><![CDATA[choosing your agent]]></category>
		<category><![CDATA[home sales]]></category>
		<category><![CDATA[owning real estate]]></category>
		<category><![CDATA[values]]></category>

		<guid isPermaLink="false">http://www.christinenicholson.com/?p=1007</guid>
		<description><![CDATA[Before you put your home up for sale, use the right comparable sales to find the perfect price.]]></description>
			<content:encoded><![CDATA[<p>How to Use Comparable Sales to Price Your Home<br />
Article From BuyAndSell.HouseLogic.com <br />
By: Carl Vogel Published: August 05, 2010 <br />
Before you put your home up for sale, use the right comparable sales to find the perfect price.<br />
How much can you sell your home for? Probably about as much as the neighbors got, as long as the neighbors sold their house in recent memory and their home was just like your home.<br />
Knowing how much homes similar to yours, called comparable sales (or in real estate lingo, comps), sold for gives you the best idea of the current estimated value of your home. The trick is finding sales that closely match yours.<br />
What makes a good comparable sale?<br />
Your best comparable sale is the same model as your house in the same subdivision-and it closed escrow last week. If you can&#8217;t find that, here are other factors that count:  Location: The closer to your house the better, but don&#8217;t just use any comparable sale within a mile radius. A good comparable sale is a house in your neighborhood, your subdivision, on the same type of street as your house, and in your school district.  Home type: Try to find comparable sales that are like your home in style, construction material, square footage, number of bedrooms and baths, basement (having one and whether it&#8217;s finished), finishes, and yard size.  Amenities and upgrades: Is the kitchen new? Does the comparable sale house have full A/C? Is there crown molding, a deck, or a pool? Does your community have the same amenities (pool, workout room, walking trails, etc.) and homeowners association fees?  Date of sale: You may want to use a comparable sale from two years ago when the market was high, but that won&#8217;t fly. Most buyers use government-guaranteed mortgages, and those lending programs say comparable sales can be no older than 90 days.  Sales sweeteners: Did the comparable-sale sellers give the buyers downpayment assistance, closing costs, or a free television? You have to reduce the value of any comparable sale to account for any deal sweeteners.<br />
Agents can help adjust price based on insider insights<br />
Even if you live in a subdivision, your home will always be different from your neighbors&#8217;. Evaluating those differences-like the fact that your home has one more bedroom than the comparables or a basement office-is one of the ways real estate agents add value.  An active agent has been inside a lot of homes in your neighborhood and knows all sorts of details about comparable sales. She has read the comments the selling agent put into the MLS, seen the ugly wallpaper, and heard what other REALTORS&reg;, lenders, closing agents, and appraisers said about the comparable sale.<br />
More ways to pick a home listing price<br />
If you&#8217;re still having trouble picking out a listing price for your home, look at the current competition. Ask your real estate agent to be honest about your home and the other homes on the market (and then listen to her without taking the criticism personally).  Next, put your comparable sales into two piles: more expensive and less expensive. What makes your home more valuable than the cheaper comparable sales and less valuable than the pricier comparable sales?<br />
Are foreclosures and short sales comparables?<br />
If one or more of your comparable sales was a foreclosed home or a short sale (a home that sold for less money than the owners owed on the mortgage), ask your real estate agent how to treat those comps.<br />
A foreclosed home is usually in poor condition because owners who can&#8217;t pay their mortgage can&#8217;t afford to pay for upkeep. Your home is in great shape, so the foreclosure should be priced lower than your home.  Short sales are typically in good condition, although they are still distressed sales. The owners usually have to sell because they&#8217;re divorcing, or their employer is moving them to Kansas.<br />
How much short sales are discounted from their market value varies among local markets. The average short-sale home in Omaha in recent years was discounted by 8.5%, according to a University of Nebraska at Omaha study. In suburban Washington, D.C., sellers typically discount short-sale homes by 3% to 5% to get them quickly sold, real estate agents report. In other markets, sellers price short sales the same as other homes in the neighborhood.  So you have to rely on your REALTOR&#8217;s&reg; knowledge of the local market to use a short sale as a comparable sale.</p>
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